Independent CFO & tax advisory · Sri Lanka

A CFO for your business, without a CFO’s salary.

CFO.lk gives Sri Lankan businesses access to senior financial leadership on a part-time basis: cash flow, budgeting, bank financing, tax consultation and strategic decisions. Led by Chartered Accountants.

The Gap We Fill

Many businesses have accounts. Few have a CFO.

A full-time CFO is out of reach for many Sri Lankan businesses. Yet the questions a CFO answers are the ones that decide whether a business grows or gets stuck.

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“Where did the cash go?”

Profitable on paper, short of cash in the bank. Rising costs, delayed receivables and currency movements make this worse.

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“Will the bank say yes?”

Banks expect a clear plan, projections and credible numbers before approving or restructuring a facility.

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“Can we afford to grow?”

Hiring, new branches, imports, exports or a new product: each needs the numbers worked out before the commitment.

What a CFO Does

Six areas of CFO-level support

We take the strategic finance responsibilities of a CFO and deliver them to you as a service, scaled to the size and stage of your business.

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Financial Strategy & Planning

Annual budgets, rolling forecasts and scenario planning, including exchange rate and interest rate risk, aligned to your goals.

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Cash Flow & Liquidity

13-week cash forecasts, working capital management and early warning on shortfalls.

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Banking & Fundraising

Loan proposals, bank negotiations, facility structuring and investor-ready financials.

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Management Reporting & KPIs

Clear monthly dashboards for owners and boards: margins, cost drivers and performance by product or branch.

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Tax Consultation & Planning

Income tax, VAT and PAYE/APIT advice, tax planning, IRD matters, and oversight of EPF/ETF and Registrar of Companies compliance.

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Systems & Finance Function Advisory

Independent advice on choosing and implementing an ERP, and on structuring your finance team and controls.

✅ What we do

  • Strategic financial leadership and advice
  • Review and interpret your accounts
  • Tax consultation, planning and compliance support
  • Work with your accountant, auditor and bank
  • Present to your board or owners

🚫 What we don’t do

  • Daily bookkeeping or data entry
  • Payroll processing
  • Statutory audits and assurance opinions
How It Works

Simple, structured, and fully online

Work with us from anywhere in Sri Lanka: Colombo, Kandy, Galle, Jaffna and beyond. We meet over video and in person when it helps.

1

Free Discovery Call

30 minutes to understand your business, your challenges and your goals.

2

Financial Health Check

We review your accounts, cash position, borrowings and reporting.

3

CFO Action Plan

A clear, prioritised plan with a proposed scope and fixed monthly fee in LKR.

4

Ongoing CFO Support

Regular reviews, reports and decision support, available when you need us.

Engagement Options

Choose how you want to work with us

Fees are quoted in Sri Lankan Rupees after the discovery call, based on your size and needs. No long lock-in contracts.

Financial Health Check

One-time · For owners who want clarity

A focused review of your finances with a written report and recommendations.

  • Cash flow and profitability review
  • Debt and banking position
  • Priority action list
Most Popular

Virtual CFO Retainer

Monthly · For growing businesses

An ongoing part-time CFO who works with your team every month.

  • Monthly management reporting
  • Budgets, forecasts and cash planning
  • Bank and investor support
  • Owner and board advisory

CFO Projects

Fixed scope · For specific needs

Specialist CFO-level work with a defined start and end.

  • Loan or investor proposals
  • ERP selection and implementation oversight
  • Finance function redesign
  • Business valuation and deal support
Why CFO.lk

Built around Sri Lankan business realities

Local expertise

We understand the Sri Lankan tax, banking and regulatory environment, and the pressures local businesses face.

Independent & objective

We are not tied to any bank, software vendor or audit firm. Our advice is only in your interest.

Qualified & accountable

Founded by two senior Chartered Accountants. Your information is handled under strict confidentiality.

FAQ

Common questions

What is the difference between a virtual CFO and an accountant?

An accountant records and reports what has happened, and handles compliance. A CFO uses that information to plan ahead, manage cash, raise funding and guide major decisions. We work alongside your accountant and do not replace them.

Is my business the right size for a virtual CFO?

We work with businesses of many sizes, from owner-managed companies to larger groups. If you face financing, growth, tax or cash decisions and do not need a full-time CFO, we can scale the engagement to suit you.

Do you handle tax as well?

Yes. We provide tax consultation and planning, and support your compliance with the Inland Revenue Department and other authorities, as part of our CFO service or as a separate engagement.

How many hours per month will you spend on my business?

This depends on your needs and is agreed in the action plan, with a fixed monthly fee so there are no surprises.

Will you need access to our accounting records?

Yes, read-only access to your accounting data, bank information and management reports. Everything is covered by a confidentiality agreement.

Can you work with our existing software?

Yes. We work with whatever accounting software you use and can advise if an upgrade makes sense.

Get in Touch

Book your free consultation

Tell us about your business and we will reply within one working day.

✉ [email protected]

📞 +94 76 679 4923

📍 Colombo, Sri Lanka · Serving businesses island-wide

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